Finance Terms & Conditions

Bad Boy Buggies US Financing Programs

New Equipment

*No Interest for 24 Months with Equal Payments: During the 24 month promotional period a minimum monthly payment is calculated by dividing the purchase amount by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the purchase amount, plus any applicable fees or charges is not paid in full by the end of the promotional period, interest will be charged at the APR for purchases on any remaining balances until paid in full. The current APR for purchases is variable 28.99%. APR for purchases on existing accounts may vary between 22.99-28.99%. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $150 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.

*1.90% APR with 36 Payments: A Reduced APR of 1.90% will apply to the purchase during the 36 Month promotional period. A minimum payment equal to 2.86% of the purchase amount is due each month. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $150 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.

*3.90% APR with 48 Payments: A Reduced APR of 3.90% will apply to the purchase during the 48 Month promotional period. A minimum payment equal to 2.25% of the purchase amount is due each month. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $150 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.

*3.75% APR with 60 Payments: A Reduced APR of 3.75% will apply to the purchase during the 60 Month promotional period. A minimum payment equal to 1.83% of the purchase amount is due each month. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $150 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.

Pre-Owned Equipment

*5.90% APR with 36 Payments: A Reduced APR of 5.90% will apply to the purchase during the 36 Month promotional period. A minimum payment equal to 3.02% of the purchase amount is due each month. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $150 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.

*6.90% APR with 48 Payments: A Reduced APR of 6.90% will apply to the purchase during the 48 Month promotional period. A minimum payment equal to 2.38% of the purchase amount is due each month. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $150 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.

*7.90% APR with 60 Payments: A Reduced APR of 7.90% will apply to the purchase during the 60 Month promotional period. A minimum payment equal to 2.01% of the purchase amount is due each month. If any required minimum payment is 60 days past due, the Penalty APR, currently variable 29.99% will apply to remaining balances. The Penalty APR for existing accounts may vary between 28.99-29.99%. Minimum interest charge $2.00. A one-time promotional fee of $150 will be applied to the account for this transaction. Offer subject to credit approval on a Yard Card or Yard Card Plus credit card account.